Products & Services
Medicare Advantage (Part C) – Comprehensive plans with additional benefits (dental, vision, hearing, etc.).
Medicare Supplement (Medigap) – Helps cover out-of-pocket costs like deductibles, copays, and coinsurance.
Medicare Prescription Drug Plans (Part D) – Helps lower medication costs.
Medicare Insurance Plans
Group Health Insurance – Customized employer-sponsored health plans.
Group Retirement Plans – Employer-sponsored retirement savings options.
Self-Employed & Freelancer Plans – Health coverage options for independent professionals.
Dental & Vision Group Plans – Supplemental benefits for employees.
Short-Term Disability & Critical Illness Plans – Additional protection for workers.
Traditional Long-Term Care Insurance – Helps cover nursing home, assisted living, and in-home care costs.
Hybrid Long-Term Care Insurance – Life insurance or annuities with long-term care benefits.
Short-Term Care Insurance – Coverage for temporary recovery care needs.
Fixed Annuities – Guaranteed interest rate and principal protection.
Fixed Index Annuities – Market-linked growth with downside protection.
Deferred Income Annuities – Future guaranteed income for retirement security.
Annuities & Retirement Income Solutions
Term Life Insurance – Affordable coverage for a specific period.
Whole Life Insurance – Permanent protection with cash value accumulation.
Universal Life Insurance – Flexible premiums and lifetime coverage.
Indexed Universal Life (IUL) – Growth potential tied to market performance.
Final Expense Insurance – Coverage for funeral and end-of-life expenses.
Life Insurance
Understanding Wills & Trusts – Guidance on key estate planning tools.
Power of Attorney & Healthcare Directives – Importance of assigning decision-making authority.
Wealth Transfer & Legacy Strategies – How to efficiently pass on assets.
Attorney Network Referral – Connecting clients with trusted legal professionals.
Estate Planning Education
Social Security Optimization – Strategies to maximize benefits.
Retirement Cash Flow Analysis – Ensuring sustainable income in retirement.
Social Security & Retirement Planning
General Notary Services – Witnessing and certifying signatures.
Notary Services
Additional Services
Medicare Education Seminars – Helping individuals and businesses understand Medicare.
HR & Employer Partnerships – Offering Medicare and retirement guidance for employees.
Ongoing Client Support – Year-round policy reviews and assistance.
Cancer, heart attack, and stroke policies
Let’s help you find the right Medicare coverage!
info@beraninsuranceagency.com | (855)-866-3664
622 N. Brainard Ave • La Grange Park, IL 60526